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What is the residual costing you?

The receipts your ERP cannot match get worked by hand, every morning. Put your own numbers in to see what that costs — then model what clearing it would be worth.

Your numbers

Every payment landing in your bank that needs applying to a receivable.

Rules-based matching typically plateaus between 70% and 80%. Use your own figure if you have it.

75%

Reading the payer, finding the customer, splitting across open items until it closes.

Base salary. We add 25% for employer on-costs and assume 37.5 hours over 46 worked weeks.

This one is your assumption, not our promise — ExactRec has no measured match rate yet. Move it to whatever you would find credible, or set it level with your current rate to see the floor.

90%

What the residual costs today

Worked by hand

1,000

receipts a month, unmatched by your rules

Clerk time

67

hours a month on manual matching

Cost

£1,400

per month in loaded clerk cost

Headcount

0.4

full-time equivalent, just on the residual

Modelled annual saving at your assumed rate

£16,800

This is a model built from figures you entered, not a quotation and not a measured result. ExactRec has no published match rate yet; the assumed rate above is yours to set. The first pilots will produce a real number, measured on real client data against the client's own system.

How the maths works

Worked by hand = monthly receipts × (100% − your current auto-match rate).

Clerk hours = those receipts × minutes each ÷ 60.

Loaded hourly cost = (salary + 25% employer on-costs) ÷ 1,725 hours a year (37.5 hours × 46 worked weeks).

Modelled saving = the hours freed between your current rate and your assumed rate, costed and annualised.

Deliberately excluded: the value of releasing blocked credit limits, of not chasing customers who have already paid, and of a shorter month-end close. Those are real but harder to put a number on honestly, so they are left out rather than estimated.